NO PROCESSING FEES

NO APPLICATION FEES

LOWEST RATES AVAILABLE

REVERSE MORTGAGE SPECIALIST

Your Partner for Florida Mortgages!

, Home

Member of: NRMLA, AARP, National Aging in Place Council, National Care Planning Council, FAMP, Royal, Palm Association of Realtors.

MORE ABOUT OUR COMPANY

NMLS License #499320

NMLS License #1819310

NAR License #258006473

FAR License #3078731

FOFR #LO15072

Notary Public

LOOKING TO BUY A HOME IN FLORIDA?

GET A FREE CONSULTATION

Mortgage Products

, Home
Fixed Rate Mortgages (FRM)

The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.

, Home
Adjustable Rate Mortgages (ARM)

Adjustable-rate mortgages include interest payments which shift during the loan’s term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.

, Home
Hybrid ARMs

Hybrid ARM mortgages combine features of both fixed-rate and adjustable rate mortgages and are also known as fixed-period ARMs.

, Home
HARP 2.0

HARP 2.0 is a refinance option for homeowners that are “underwater,” meaning they owe more on their home than their home is worth.

, Home
FHA Loans

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

, Home
VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment requirement. This program was designed to help military veterans realize the American dream of home ownership.

, Home
Physician Mortgages

A physician mortgage loan is an exclusive type of home financing designed to meet the unique financial needs of physicians, dentists, and other eligible medical professionals.

, Home
Interest Only Mortgages

Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specified period of time.

, Home
Balloon Mortgages

Balloon mortgages include a note rate that remains fixed initially, and the principal balance becomes due at the end of the mortgage term.

, Home
Reverse Mortgages

Reverse Mortgages allow senior homeowners to convert a portion of their home equity into cash while still living in the home.

, Home
Graduated Payment Mortgages

Graduated Payment Mortgages are loans in which mortgage payments increase annually for a predetermined period of time (e.g. five or ten years) and becomes fixed for the remaining duration of the loan.

RECENT NEWS & EVENTS

, Home

Should You Rent or Buy Your Next Home in Retirement?

by: Patricia Mertz Esswein The housing market is hot, and it’s a great time tosell your home. Still, if you’re thinking about renting your next one, consider the tradeoffs. Renting temporarily is fine if you want to try a new location or if you anticipate moving frequently early in retirement. But the longer you rent in…

Read more
, Home

Bond and Equity Markets, Are we in for the Ride?

I have had some interesting, if not shocking conversations with multiple sources over the last several days to the effect of: “I’ve heard that mortgage rates have gone down over the last several days.”  To be frank, as of yesterday the US 10-year Treasury yield has increased by over 32 bases points in the last…

Read more
, Home

Public Service Announcement 211 & 311

Did you know that when you dial 211 from almost anywhere in the United States or Puerto Rico, you are connected with a trained professional in your area who can connect you with resources and assistance for essential community services. It works just like dialing 911 where calls are routed by the local phone company to…

Read more