Your Partner for Florida Mortgages!

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Member of: NRMLA, AARP, National Aging in Place Council, National Care Planning Council, FAMP, Royal, Palm Association of Realtors.


NMLS License #499320

NMLS License #1819310

NAR License #258006473

FAR License #3078731

FOFR #LO15072

Notary Public



Mortgage Products

Conventional, Reverse, HECM for Purchase, VA, & FHA loan originations. Trust Mortgage specializes in having among the best rates and lowest fees for every credit profile, closing in 30-days or less, and helping our older population age in place. Founder Mark E Ary is a Senior Loan Consultant/Originator and Certified Reverse Mortgage Specialist. Trust Mortgage maintains many memberships including but not limited to AARP, National Aging in Place Council, National Care Planning Council, Rotary, FAMP, and Royal Palm Association of Realtors. Moreover, Trust Mortgage is one of a few mortgage companies in Florida that was just awarded the “Five Star Professional” award for 2021. Additionally, be sure to check out our “Best Mortgage Broker in Cape Coral” award by our internet ranking certified by

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Reverse Mortgages

Reverse Mortgages allow senior homeowners to convert a portion of their home equity into cash while still living in the home.

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Fixed Rate Mortgages (FRM)

The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.

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FHA Loans

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

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VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment requirement. This program was designed to help military veterans realize the American dream of home ownership.

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Physician Mortgages

A physician mortgage loan is an exclusive type of home financing designed to meet the unique financial needs of physicians, dentists, and other eligible medical professionals.

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Interest Only Mortgages

Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specified period of time.

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Graduated Payment Mortgages

Graduated Payment Mortgages are loans in which mortgage payments increase annually for a predetermined period of time (e.g. five or ten years) and becomes fixed for the remaining duration of the loan.

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Adjustable Rate Mortgages (ARM)

Adjustable-rate mortgages include interest payments which shift during the loan’s term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.

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USDA Mortgages

USDA loans are low-interest, no-down-payment mortgages specially designed to help finance homes in eligible rural areas. So, for low- and moderate-income households who currently live or are considering moving to a rural area…


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The Whole Truth and Nothing but the Truth

I just saw an ‘ad’ that came from the Royal Palm Association of Realtors that called mortgage brokers “middlemen” which I took as a dig against mortgage brokers, while the person in the ad stated: versus a “traditional bank or mortgage banker like himself” making it sound like that is better.  That is very interesting…

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Mortgage Rates Hitting Even Higher Highs

Mortgage rates had been drifting modestly higher in general in the past 2 weeks, but the pace is accelerating in the new year.  For some lenders, this occurred yesterday in response to heavy selling in the bond market (mortgage rates are based primarily on bonds).  Those lenders were forced to raise rates just a bit more today…

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HECM for Purchase (H4P) and Bankruptcy Qualification

Did you know that a Chapter 7 or 13 Bankruptcy does not exclude a borrower for using a HECM for Purchase (H4P), a form of Reverse Mortgage, from purchasing a home?  Chapter 7 A Chapter 7 liquidation does not disqualify a borrower for a HECM for Purchase if, at the time of case number assignment,…

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